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Personal Finance Options by Novuna

As technology advances, the use of modern machinery has become essential in all industries. However, investing in machinery can be a significant financial burden for many individuals and businesses. This is where our low-cost personal finance helps sole traders and individuals. the benefits of purchasing machinery with low-cost personal finance - Our Low-cost personal finance also offers easy payment plans and can be applied for online. You can pay for your machinery over an extended period, making it more convenient for you to manage your finances and get the machines you need now using Novuna [part of Mitsubishi HC Capital UK PLC].

We also use independent advisors to provide customers with a reliable and competitive finance service for limited companies, should you need it. We are fully aware of the costs involved in buying equipment to set up or upgrade a business or factory

Business Finance Options


  • Rental tailored to meet your cashflow
  • Low initial rental
  • Fixed monthly rental option
  • 95% of sale proceeds as rebate of rental (less any settlement/amount owed) If you'd like eventual ownership of the equipment through a simple repayment scheme

Hire Purchase

  • Alternative lines of credit
  • Fixed payments
  • Interest tax deductible
  • Tax benefits of ownership

Contract Hire

  • Off balance sheet funding
  • Rentals fixed for contract period
  • Simple payment for finance and maintenance
  • Accurate budgeting
  • Low initial outlay
  • Routine maintenance and service as an option

All the above schemes are for UK business users only and are subject to status and acceptance by the relevant finance Company.

We have access to asset finance rates from numerous market sources and as such they can vary considerably depending on many factors and are only given as a guidance.

All payments quoted are for payment by direct debit for UK based clients. Any figures are subject to business status and do not constitute an offer of finance.


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